XM Forex Rebates
Deaching of the great explorer of the truth the builder
Cashback
Account Types
Spreads
Real Costs
Open Account
Existing Account
Regulation
FAQ
XM Broker Overview
| Broker Name | XM / XM Group | Platforms | MT4, MT5, XM App and WebTrader |
|---|---|---|---|
| Main Products | Forex, gold, silver, oil, indices, stock CFDs, crypto derivatives and other CFDs | Minimum Deposit | Some account types may start from around $5, depending on region, payment method and account type |
| Common Account Types | Standard Account, Micro Account, Ultra Low Account, Zero Account | Suitable For | Beginners, small-capital traders, gold traders, EA users, day traders and traders focused on reducing trading costs |
What Is XM Cashback Rebate?
XM cashback, also called rebate or trading cost refund, is a mechanism designed to reduce the effective cost of trading. When a trader opens a real XM account through the referral link on this page and trades eligible instruments, part of the affiliate commission may be returned as cashback based on trading volume.
The key is not to look only at the rebate amount. Traders should compare the full cost after the refund. A simple formula is: spread cost – cashback = estimated net trading cost. This is especially important for frequently traded instruments such as EURUSD, GBPUSD, USDJPY, GOLD and SILVER.
XM Cashback Rebate Table
| Account Type | Forex Cashback | Gold Cashback | Silver Cashback | Oil Cashback | Best For |
|---|---|---|---|---|---|
| Standard Account / Micro Account | from around $8.1 per standard lot | around $21.3 per standard lot | around $81 per standard lot | usually no cashback | Traders who prefer higher rebate, promotions, bonuses or less frequent trading. |
| Ultra Low Account | from around $2.7 per standard lot | around $6.3 per standard lot | around $13.5 per standard lot | usually no cashback | Scalpers, gold traders, EA users, automated strategies and traders focused on low spreads. |
Standard, Micro or Ultra Low: Which Account Should You Choose?
Standard Account
Usually offers higher cashback, but spreads may be wider. It may suit traders who value promotions, bonuses or less frequent trading.
Micro Account
Useful for testing with smaller lot sizes. For beginners, position sizing matters more than chasing the highest cashback rate.
Ultra Low Account
Focused on lower spreads. It may be more suitable for gold trading, scalping, EA trading and strategies sensitive to entry and exit costs.
| Comparison | Standard / Micro | Ultra Low | Practical View |
|---|---|---|---|
| Spread | may be wider | usually lower | For scalping, EA and gold, lower spread can matter more than higher rebate. |
| Cashback | higher | lower | Compare net cost, not only the raw rebate amount. |
| Gold Trading | higher cashback, but possibly wider spread | lower spread, lower cashback | If you trade GOLD frequently, calculate real costs after cashback. |
| Promotions / Bonuses | may be more compatible with some promotions | some promotions may not apply | Promotions should never replace risk management. |
XM Spread Examples: Forex, Gold and Silver
XM uses variable spreads. The table below is for cost comparison only and should not be treated as fixed pricing. During major news, low liquidity, market open/close, holidays and high volatility, spreads may widen.
| Instrument | Market | Standard Example | Ultra Low Example | Cost Note |
|---|---|---|---|---|
| EURUSD | Euro / US Dollar | around 1.6 – 2.0 pips | around 0.8 – 1.2 pips | Compare net cost after cashback. |
| GBPUSD | British Pound / US Dollar | around 1.8 – 2.5 pips | around 0.9 – 1.5 pips | For active trading, every pip matters. |
| USDJPY | US Dollar / Japanese Yen | around 1.8 – 2.6 pips | around 0.9 – 1.4 pips | Asian session and news events may widen spreads. |
| AUDUSD | Australian Dollar / US Dollar | around 1.8 – 2.4 pips | around 1.0 – 1.5 pips | If you trade frequently, Ultra Low may be more efficient. |
| GOLD | Gold / US Dollar | around 3.5 – 5.5 pips | around 2.4 – 3.2 pips | Spread differences on gold can strongly affect trading results. |
| SILVER | Silver / US Dollar | around 6 – 9 pips | around 4 – 6 pips | Silver is volatile; control leverage and lot size. |
Trading Cost After Cashback
| Instrument | Account Type | Volume | Spread Cost Example | Cashback Example | Estimated Net Cost |
|---|---|---|---|---|---|
| EURUSD | Standard Account | 1 standard lot | assuming 1.9 pips, around $19 | around $8.1 | around $10.9 |
| EURUSD | Ultra Low Account | 1 standard lot | assuming 1.1 pips, around $11 | around $2.7 | around $8.3 |
| GOLD | Standard Account | 1 standard lot | depends on contract specification | around $21.3 | spread cost minus cashback |
| GOLD | Ultra Low Account | 1 standard lot | depends on contract specification | around $6.3 | spread cost minus cashback |
XM Referral Link and Account Opening Steps
To make cashback attribution easier to verify, use the referral link on this page. If possible, open the link in an incognito/private browser window or clear old cookies before registration.
Referral link: https://clicks.pipaffiliates.com/c?c=217744&l=zh-hans&p=1
| Step | What to Do | Important Note |
|---|---|---|
| 1 | Click the XM account-opening button on this page | Use an incognito window to reduce old-cookie conflicts. |
| 2 | Enter name, email, phone number and country of residence | Incorrect information may affect verification or withdrawals. |
| 3 | Choose MT4 or MT5 | MT4 is popular with EA users; MT5 may offer broader products and features. |
| 4 | Select the account type | For gold and scalping, consider Ultra Low; for higher rebate, compare Standard. |
| 5 | Complete KYC verification | Identity document and proof of address may be required. |
| 6 | Deposit and log in to MT4/MT5 | Check account type, server, leverage and symbol suffix. |
| 7 | Submit your account number for cashback verification | Keep account number, registered email and account type. |
Already Have an XM Account: Can You Still Get Cashback?
An existing XM account usually cannot simply be transferred to a new affiliate. If you already have an XM profile, you may try opening the referral link on this page, logging into the member area and creating a new real trading account. Cashback eligibility for that new account depends on link attribution and XM system confirmation.
XM Regulation and Safety Notes
XM operates through multiple entities. Depending on the client’s country of residence, the contracting entity, regulator, leverage, product access, deposit/withdrawal rules and client protections may differ. Before opening an account, always check the legal entity shown on the final registration page, client agreement and member area.
| Entity / Regulation | License Information | Note |
|---|---|---|
| XM Global Limited | Belize FSC, license 8557558 | One of the international entities; confirm the final entity during registration. |
| Trading Point of Financial Instruments Ltd | CySEC 120/10 | May apply to clients in certain European jurisdictions. |
| Other Group Entities | varies by region | Leverage, bonuses, products and client protections may differ. |
Who May XM Be Suitable For?
| Trader Type | Why It May Fit | Account to Consider |
|---|---|---|
| Beginners with small capital | Can test the trading environment with smaller lot sizes. | Micro / Standard |
| Gold traders | GOLD is highly sensitive to spread costs. | Ultra Low |
| EA users | Automated strategies are sensitive to spread, slippage and execution. | Ultra Low / MT4 |
| Cashback-focused traders | With higher volume, cashback may reduce effective trading costs. | Compare Standard and Ultra Low by net cost |
Who Should Avoid CFD Trading?
- Anyone who does not understand leverage, margin, stop out and rapid-loss risk.
- Anyone who treats bonuses or cashback as guaranteed income.
- Anyone trading with excessive leverage, no stop-loss or no risk plan.
- Anyone who cannot afford to lose the capital allocated to trading.
- Anyone who has not checked whether CFD or leveraged trading is available and appropriate in their region.
XM Cashback and Account Opening FAQ
1. How do I open an XM account with cashback?
Use the referral link on this page, complete registration with accurate information, finish verification and submit your trading account number for cashback eligibility check.
2. How much cashback does the XM Standard account offer?
Standard and Micro accounts may offer Forex cashback from around $8.1 per standard lot, gold cashback around $21.3 per standard lot and silver cashback around $81 per standard lot. Final settlement may vary.
3. How much cashback does the XM Ultra Low account offer?
Ultra Low accounts may offer Forex cashback from around $2.7 per standard lot, gold cashback around $6.3 and silver cashback around $13.5 per standard lot. The rebate is lower, but spreads are usually lower.
4. Standard or Ultra Low: which is better?
For frequent trading, gold, scalping or EA strategies, Ultra Low may be more cost-efficient. If you prefer higher cashback or certain promotions, Standard may still be worth considering.
5. Can an existing XM account receive cashback?
An old account usually cannot be transferred directly to a new affiliate. You may try adding a new real account through the member area using this link and then submit it for verification.
6. Do bonus-funded trades qualify for cashback?
Bonus-funded trades, abnormal trading, very short holding time, non-eligible hedging or restricted strategies may not be counted for cashback.
7. When is XM cashback paid?
It depends on this site’s settlement cycle. Keep your account number, account type, volume and trade dates for verification.
8. What is the XM gold spread?
GOLD spread is variable. Ultra Low may often show lower spread than Standard, but the real value should always be checked in MT4/MT5.
9. Does XM support MT4 and MT5?
Yes. XM supports MT4, MT5, XM App and WebTrader. MT4 is common among EA users, while MT5 may suit traders who need broader products and newer features.
10. What is the XM minimum deposit?
Some account types may start from around $5, but the actual amount depends on region, payment method and account type. Always check the final registration page.
11. Does oil trading have cashback?
Oil usually does not fall under cashback. For oil trading, focus on spread, swap, contract specification, rollover and gap risk.
12. Does a cashback account widen the spread?
Normally, opening through a referral link should not automatically add extra spread. The best way to confirm is to compare live quotes on MT4/MT5 under the same account type.
13. How do I confirm whether my XM account is linked to cashback?
After opening the account, submit your account number, registered email, name and account type for verification. Confirm linkage before increasing trading volume.
14. Is rebate farming recommended?
No. Cashback is a cost-reduction tool, not a profit strategy. Artificial trading, bonus abuse, arbitrage or abnormal patterns may be excluded.
15. Is XM a safe broker?
XM is a recognized international broker brand, but CFD trading remains high risk. Check the entity, regulation, withdrawal rules, real costs, leverage and your own risk tolerance before opening an account.
Open XM Account with Cashback
Standard accounts may offer higher cashback, while Ultra Low accounts may reduce real trading costs through lower spreads. Use this referral link and submit your account number for cashback verification.